{"id":1268,"date":"2013-10-04T09:00:07","date_gmt":"2013-10-04T15:00:07","guid":{"rendered":"https:\/\/jaygoodman.com\/?p=1268"},"modified":"2021-12-21T13:46:13","modified_gmt":"2021-12-21T20:46:13","slug":"need-money-here-are-some-answers","status":"publish","type":"post","link":"https:\/\/jaygoodman.com\/?p=1268","title":{"rendered":"Need Money-here are some answers"},"content":{"rendered":"<p><a href=\"https:\/\/jaygoodman.com\/wp-content\/uploads\/2013\/10\/Need-Money-here-are-some-answers.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-1277 alignleft\" alt=\"Need Money-here are some answers\" src=\"https:\/\/jaygoodman.com\/wp-content\/uploads\/2013\/10\/Need-Money-here-are-some-answers-171x300.jpg\" width=\"171\" height=\"300\" srcset=\"https:\/\/jaygoodman.com\/wp-content\/uploads\/2013\/10\/Need-Money-here-are-some-answers-171x300.jpg 171w, https:\/\/jaygoodman.com\/wp-content\/uploads\/2013\/10\/Need-Money-here-are-some-answers-584x1024.jpg 584w, https:\/\/jaygoodman.com\/wp-content\/uploads\/2013\/10\/Need-Money-here-are-some-answers.jpg 599w\" sizes=\"auto, (max-width: 171px) 100vw, 171px\" \/><\/a>Interest rates on borrowing money are still the lowest they have been in 30 years.<\/p>\n<p>Changes to FHA underwriting are occurring rapidly. Impaired credit scores down to 500 middle score may be acceptable under some circumstances. Loans that did not close last year are closing now. The HARP program is available if you are under water on value. FHA low score\/No Score program is for you if credit is the issue.<\/p>\n<p>If you thought your credit was too far gone to be able to refinance, call today to find out if you qualify for Government loans programs designed to assist you.<\/p>\n<p>Credit scores are not required by HUD or FHA and are referred to as lender overlays \u2013 More stringent standards superimposed by lenders over and above HUD and FHA minimum standards.<\/p>\n<p>In the event you desire further information, please call me, Drew Richman, State of New Mexico Branch Manager for Acceptance Capital Mortgage in Santa Fe, NMLS License # 289152. (505) 216 9807 Office , (505) 204-0683 Cell, drichman@acceptancecapital.com, www.easyapp1.com<\/p>\n<div style=\"width: 173px\" class=\"wp-caption alignright\"><img loading=\"lazy\" decoding=\"async\" class=\"  \" alt=\"\" src=\"http:\/\/m.c.llnw.licdn.com\/media\/p\/3\/000\/120\/0f4\/22bde23.jpg\" width=\"163\" height=\"163\" \/><p class=\"wp-caption-text\">Providing training in the following areas: Interpersonal and Non-verbal Communication Conflict Management Skills Customer Service Skills Speaking Skills Paper flow and work flow analysis The Art of Closing Stress Management Skills Goals, Objectives and Action Planning Conquering Addictions<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Interest rates on borrowing money are still the lowest they have been in 30 years. Changes to FHA underwriting are occurring rapidly. Impaired credit scores down to 500 middle score may be acceptable under some circumstances. Loans that did not close last year are closing now. The HARP program is available if you are under [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1,11],"tags":[],"class_list":["post-1268","post","type-post","status-publish","format-standard","hentry","category-blog","category-family-law"],"aioseo_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Need Money-here are some answers<\/title>\n<meta name=\"description\" content=\"Interest rates on borrowing money are still the lowest they have been in 30 years.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jaygoodman.com\/?p=1268\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Whitney Johnson\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/jaygoodman.com\\\/?p=1268#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/jaygoodman.com\\\/?p=1268\"},\"author\":{\"name\":\"Whitney Johnson\",\"@id\":\"https:\\\/\\\/jaygoodman.com\\\/#\\\/schema\\\/person\\\/11c282247ecff55e4220f9c945935cef\"},\"headline\":\"Need Money-here are some answers\",\"datePublished\":\"2013-10-04T15:00:07+00:00\",\"dateModified\":\"2021-12-21T20:46:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/jaygoodman.com\\\/?p=1268\"},\"wordCount\":215,\"publisher\":{\"@id\":\"https:\\\/\\\/jaygoodman.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/jaygoodman.com\\\/?p=1268#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/jaygoodman.com\\\/wp-content\\\/uploads\\\/2013\\\/10\\\/Need-Money-here-are-some-answers-171x300.jpg\",\"articleSection\":[\"Blog\",\"Family Law\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/jaygoodman.com\\\/?p=1268\",\"url\":\"https:\\\/\\\/jaygoodman.com\\\/?p=1268\",\"name\":\"Need Money-here are some answers\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/jaygoodman.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/jaygoodman.com\\\/?p=1268#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/jaygoodman.com\\\/?p=1268#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/jaygoodman.com\\\/wp-content\\\/uploads\\\/2013\\\/10\\\/Need-Money-here-are-some-answers-171x300.jpg\",\"datePublished\":\"2013-10-04T15:00:07+00:00\",\"dateModified\":\"2021-12-21T20:46:13+00:00\",\"description\":\"Interest rates on borrowing money are still the lowest they have been in 30 years.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/jaygoodman.com\\\/?p=1268#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/jaygoodman.com\\\/?p=1268\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/jaygoodman.com\\\/?p=1268#primaryimage\",\"url\":\"https:\\\/\\\/jaygoodman.com\\\/wp-content\\\/uploads\\\/2013\\\/10\\\/Need-Money-here-are-some-answers.jpg\",\"contentUrl\":\"https:\\\/\\\/jaygoodman.com\\\/wp-content\\\/uploads\\\/2013\\\/10\\\/Need-Money-here-are-some-answers.jpg\",\"width\":599,\"height\":1050,\"caption\":\"Need Money-here are some answers\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/jaygoodman.com\\\/?p=1268#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/jaygoodman.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Need Money-here are some answers\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/jaygoodman.com\\\/#website\",\"url\":\"https:\\\/\\\/jaygoodman.com\\\/\",\"name\":\"Jay Goodman &amp; 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